Assurance companies offering so-called Ruerup pension products to future pensioners

There are many assurers offering a so called Ruerup pension on the German market. Usually it is not easy for the private client to find the right assurer that fits best with the own needs. How can you find the right insurance for Ruerup pension covering your requirements at an affordable rate? The following site offers a free Ruerup insurance comparison: Ruerup Rente Berechnung. There you can get the appropriate Ruerup insurance quotation out of the multitude of assurers.

For whom is a Ruerup policy recommended? For self-employed and for well-paid employees the Ruerup insurance is a good chance to provide retirement pay and to save taxes at the same time. If you are looking for a Ruerup insurance company in Germany, you should take into consideration some important aspects:

Since 2005 there is the possibility to replenish the own retirement pension by the conclusion of a Ruerup pension policy. The Ruerup pension insurance is particularly interesting for those people who cannot contract a Riester pension insurance. With the Ruerup pension, the legislature gave self-employed persons the possibility to benefit from public allowance under their own private pension. The governmental-sponsored Ruerup pension is for business owners as interesting as for well-paid employees. For those groups of people it is the only possibility to get special tax deductions in retirement provisions since the possibility of special deductions for other private pension and life insurance contracts has been deleted by the legislature. Before choosing your German Ruerup insurance supplier, you should always ask for several quotes. That can be done via online form: Ruerup Rente Produkte. Freelancers do not have the possibility to provide retirement pay by the so called Riester pension. So they could not benefit from governmental sponsorship. For this group of people now the possibility of taking tax benefits by effecting a Ruerup pension policy does exist.

In the phase of paying contributions to the contract the paid-up capital is protected against distraint. This means creditors of the insured person cannot distrain the Ruerup pension contract. The accumulated capital must remain for the insured person and the insurance must not be resolved before retirement. The capital that is accumulated in a Ruerup pension assurance is not affected by unemployment in the context of social welfare. This capital need not to be consumed before getting social welfare. As from 2005 contributions to newly effected traditional private pensions and life insurances are no more tax deductible in Germany, the Ruerup pension insurance is a suitable alternative.